What Does an Insured Driver Do When Hit by an Uninsured Driver?

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Jim Leach, LC – Unhappy Golfing

Every state has laws requiring insurance for drivers. Legal penalties for uninsured motorists can be expensive, yet many people still choose to drive without insurance. An uninsured motorist will have no insurance support if they are involved in an auto accident. What does that mean for you if you are hit by a driver who does not have auto insurance?

Uninsured Motorists

You have an option to select uninsured motorist coverage when you are buying insurance. If you choose to have this coverage, you may be entitled to a higher settlement from your own insurance company. However, even with this coverage the compensation from your insurance company may be inadequate to cover all of your damages.

An uninsured motorist is not made less responsible for their actions just because they don’t have insurance. In fact, without insurance, they are entirely responsible for any monetary compensation that results from their negligence. West Virginia car accident attorneys Jim Leach can help you file a suit against an uninsured driver to ensure you are given the full compensation you are due.

If you live in Ohio or West Virginia and have been involved in an accident with an uninsured driver, please contact the auto accident attorneys at Jim Leach, L.C., to schedule an initial consultation today.